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Mortgage Mistakes – How to Avoid Getting in Over Your Head When Buying Your First Home

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but...

Three Mistakes to Avoid as a First Time Homebuyer

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you...

First Time Home Buyers Guide: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don’t need all three, however. Mortgage Pre-Qualification...

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase

After sending the offer to purchase to the seller, there’s nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and...

10 Essential Tips for Taking Out Your First Mortgage

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you’ll ever make, so it’s crucial that you get the best deal available. Getting a mortgage...

Real Estate 101: Essential Tips for First-Time Home Buyers

Buying a home is always a big decision, but when you’re a first-time buyer it’s even more important to get it right. Without home-buying experience to draw on, it’s easy...

5 First-Time Homebuyer Mistakes To Avoid

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can...

Is it a Good Time to Become a First-Time Home Buyer?

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it...

April 2021-Bank of Canada Releases Results from Consultations on Inflation and Monetary Policy

The below details are what has been reported by the Bank of Canada Website Over the past two years, we spoke with thousands of Canadians about their views on the economy, inflation...

April 21-2021 – Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program

The Bank of Canada today held its target for the overnight rate at the effective lower bound of � percent, with the Bank Rate at � percent and the deposit...

2021 Mortgage Stress Test – Latest Updates

On April 8th, the Office of the Superintendent of Financial Institutions (OSFI) announced that it is relaunching its consultation on the minimum qualifying interest rate for uninsured mortgages. Usually, mortgages...

What are credit scores and how are they important?

A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more...
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