Your Trusted Commercial Mortgage Broker

Commercial Property Mortgages

Whether you’re looking for a mortgage for your first business or need financing for your existing organization, MSI can help you obtain the commercial mortgage you need.

At MSI we realize that each business has its own unique set of requirements. That’s why we offer solutions for commercial mortgages that are ideally suited to each client’s needs. What do you need—commercial mortgages for a local retail store, a hotel venture, a construction site, or vacant land? No matter what type of commercial mortgage you need, MSI will provide a helping hand.

  • Diverse Loan Options: MSI provides a wide variety of loan types for various financial requirements, including construction and development financing, short-term and mezzanine loans, and more.
  • High Loan Amounts: Borrowers can get access to substantial funding, with loan amounts ranging from $500,000 to $200 million, ensuring adequate financial support for projects of all sizes.
  • Various Commercial Types: Our financing solutions cover diverse property types, including office buildings, commercial retail spaces, industrial properties, retirement homes, and more.
  • Streamlined Application Process: We ensure a quick and efficient application and approval process, providing borrowers with timely access to funds for their projects.

Your commercial financing is as good as approved! We have what it takes to get commercial mortgages done for business owners all across Canada, for any amount. Contact MSI and a mortgage specialist will help set up an appointment at your earliest convenience.

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    A Commercial Mortgage Broker That Works For You

    Need help getting financing for a commercial property?

    Our expertise covers a very diverse range of real estate commercial development including high-rise residential, shopping centres, multi-family housing, office space, industrial and land.

    By working closely with you or your group, we first learn about your unique commercial mortgage financing needs and then strategically find suitable lenders for your specific transaction.

    We know how to present your transaction to smartly capture a lender’s attention and deliver the best available loan structure and interest rate.

    Our commercial rates are extremely competitive for bank-approved applicants. For applicants that might have tougher qualification criteria, we’ll work closely with you and your unique mortgage situation to ensure you always end up with the best financing options available.

    Commercial Properties Mortgages & Financial Programs

    Commercial Real Estate Property Types:

    • Residential Condominium Developments
    • Mixed Use Developments
    • Retail-Anchored
    • Retail-Non-Anchored
    • Multi-Family Residential
    • Master Planned  Developments
    • Office Buildings
    • Sky Rise Buildings
    • Hotels & Motels
    • Health Care Facilities
    • Industrial Warehouse
    • Self Storage
    • Golf Course
    • Master Planned Communities
    • Raw Commercial Land Development
    • Acquisitions

    Commercial Real Estate Financing Programs:

    • Short Term Bridge Debt
    • Mezzanine
    • Preferred Equity
    • Participating Equity /Joint Venture Equity
    • Hard Money
    • Private Note Loans
    • High Leveraged 1st Mortgages
    • Senior and Interim Construction Financing
    • Permanent Long Term Financing

    We look forward to hearing from you!

    Commercial Financing Experts

    Money Solutions Inc is a full service brokerage and a complete source for all of your permanent and interim commercial property financing needs. We provide attractive pricing, quick turnaround, and smooth closings. We develop flexible and innovative financing solutions that will get your deal closed swiftly, even in complex and intricate situations. Our team of senior professionals includes experts in the disciplines of:

    • Land Development & Construction
    • Prime Office Buildings/Retail
    • Gas Stations
    • Light Industrial
    • Churches
    • Industrial
    • Plazas
    • Warehouses/Retail Park
    • Multi Plex (6 + Plex)
    • Multi Occupancy Serviced Offices
    • Office Buildings
    • High Rise Apartments
    • Rooming Houses
    • Condominium Complexes
    • Bed & Breakfast
    • Self-Storage
    • Funeral Homes
    • Automotive
    • Hotels / Motels
    • Institutional
    • Restaurants

     

    Development Financing

    Single Residential, Subdivision, Commercial & Industrial

    Money Solutions Inc specializes in both conventional and hard to fund projects that require a creative funding approach. Money Solutions has created a unique relationship between entrepreneurs and investors.

    We understand the need for Capital Funding NOW. We know that the harder it is to obtain capital and the longer it takes the easier you can be discouraged from realizing your dreams.

    Our specialization Include:

    • Pre-construction finance
    • Construction finance
    • Acquisitions
    • Leverage Financing
    • Acquisition & Development
    • Development, only (land development loan)
    • Hard Money / Fast Funded
    • Lot Sales Programs
    • Refinance, no cash out & with cash out

    Commercial Mortgages, Residential Development, Construction & Land Financing

    Loan Amounts From $500,000 To $50 Million For Conventional, Non-Bank, & Mezzanine Loans

    Loan Types:

    5 Year Commercial Term Mortgage Product

    • Property Type: Office buildings, commercial retail, industrial and retirement homes
    • Loan Amounts: $3 million to $30 million
    • Interest Rates: Five year Government of Canada Bonds plus 225 – 300 basis points
    • Commitment Fees: 0.5% to 1%
    • Term: 5 years
    • Amortization: up to 25 years

     

    Acquisition & Bridge Financing Properties under redevelopment or repositioning that require short term financing until permanent financing can be placed.

    • Loan amounts from 50% – 90% Loan to Value
    • 90 day to 2 year terms

    Land Servicing Loans Facilitate the construction of underground services and roads for both residential and commercial development projects.

    • Presale requirements based on the credit parameters of the transaction.
    • Loan amounts from 60% – 85% Loan to Value
    • 1 to 2 year terms

    Mezzanine Loans Provide equity financing and financing not available by conventional lenders.

    • Loan amounts up to 85% Loan to Value and 90% Loan to Cost
    • 1 to 2 year terms

    Inventory Loans Finance completed residential and commercial units that are unsold.

    • Loan amounts from 60% – 75% Loan to Value
    • 1 to 2 year terms

    Term Financing/Commercial Mortgages Income producing properties including multi-family residential, industrial, retail and office. We will consider debt service from 1.0x and up.

    • Loan amounts from 50% -85% Loan to Value
    • 1 to 3 year terms
    • 15 to 30 year amortization

    Construction Financing Site plan approved land, zoned for residential and commercial on the development. Presale or leasing requirements are flexible based on credit parameters.

    • Loan amounts from 60-90% Loan to Cost and 75% -85% Loan to Value
    • 1 to 2 year terms

     

    Property Types:

    Residential Development & Construction Presale and equity requirements are flexible based on the credit parameters of the specific transaction.

    • Loan amounts from 60-90% Loan to Cost and 75% -85% Loan to Value
    • 1 to 2 year terms with extensions

    Condominiums Conventional and CMHC insured construction financing for residential condominiums.  Pre-sale and equity requirements are flexible based on the credit parameters of the specific transaction.

    • Bridge financing can be used to fund presale achievement
    • Loan amounts of 75% -85% Loan to Value and up to 90% Loan to Cost
    • 2 to 3 year terms

    Multi-family rental apartments All multi-family rental apartment types for both term and construction financing with debt service from 1.0x and up.

    • Bridge financing available for acquisitions (single property or portfolio)
    • Loan amounts from 60% – 85% Loan to Value and up to 90% Loan to Cost
    • Permanent terms 5 to 20 years and Construction terms up to 2 years
    • Amortization 20 to 40 years

    Retail All retail properties including big box outlet, regional and neighborhood shopping centres, strip mall centres and mixed use, including hospitality. Debt service from 1.10x and up for both construction and term financing.

    • Flexible pre-leasing and equity requirements
    • Loan amounts up to 80% Loan to Value and 85% Loan to Cost
    • Permanent terms 1 to 20 years and Construction terms up to 2 years
    • 15 to 30 year amortization

    Industrial/Office Industrial properties including multi tenant space, single-use, industrial/office space, owner occupied and build-to-suit and mixed use.  Debt service from 1.10x and up for both construction and term financing.

    • Flexible pre-leasing and equity requirements
    • Loan amounts up to 80% Loan to Value and 85% Loan to Cost
    • Permanent terms 1 to 20 years and Construction terms up to 2 years
    • 15 to 30 year amortization

    Land Residential or commercial sites that may be going through a rezoning or specific site plan approval process.

    • Loan amounts from 50% – 80% Loan to Value
    • 6 month to 2 year terms

    Areas Where We've Provided Commercial Mortgage Services